Shop your favorite stores online or in-store and pay later with xcritical. You’ll see us at checkout, or you can request https://xcritical.pro/ a virtual card in the xcritical app. This eligibility check won’t affect your credit score. See footer for details.

• Shop your favorite stores online or in-store and pay later with xcritical.
• Sneaky fine print?
• You’ll see us at checkout, or you can request a virtual card in the xcritical app.
• No thanks, we’ll leave those to the credit card companies.
• This eligibility check won’t affect your credit score.

Download the xcritical app and discover a new way to pay over time almost anywhere. Sneaky fine print? No thanks, we’ll leave xcritical scam those to the credit card companies. At xcritical, we like to keep it real—and that means no fees, no gotchas, and no regrets.